Things are getting so ridiculous that there is an idea of a perpetual bond in Japan. I thought PetroBras’ 100 year bond was already bad enough. How far and how long will negative yields persist? I am not sure but it cannot be sustained. All the pension and sovereign funds that hold these bonds will face the ugly truth sooner than one expects. I really pray for all nations and all people. I am not forecasting a doomsday but I don’t think it is a bad idea to diversify and hold some real assets. Plus, it will be a good idea to buy durable stuff such as toilet paper, detergent, and other useful stuff and stock them. Not because of apocalypse but to take advantage of discounts. Of course, some could argue that there may be a deflation and things could get even cheaper. But I think it is still not a bad idea to buy in bulk and take advantage of 20-30% sales.

Also, instead of worrying about future returns, it may be a good idea for people to also learn news skills and diversify their income streams just in case. Thankfully, diversifying income has become easier through the demand economy (e.g. Uber, TaskRabbit).

Finally, we can go old school and learn how to farm, preserve food, sell recyclables, and if you are adventurous go metal detecting. Well, you don’t find much but you find change, clean the area (yes, pick up the trash) and you get some good exercise.