Deuteronomy 5:32-33: So be careful to do what the Lord your God has commanded you; do not turn aside to the right or to the left. 33 Walk in obedience to all that the Lord your God has commanded you, so that you may live and prosper and prolong your days in the land that you will possess.

I always have trouble fully following the Lord because I am weak and wicked. Yet every time I fall, Jesus picks me and renews me. Father, let me read the Word more and engrave Your Word in my heart.


  1. Taking notes by hand is better than typing. I sort of agree with the experiments’ results but I would like to verify if it is still true for the generation that is really not using pencils. Also, taking notes with stylus also works pretty well so no need to necessary just rely pencil and paper, although it is more classic. However, I do admit that when I take notes in pen and paper, I am more engaged and summary information better.
  2. Math is fun just needs to be taught better. I think teaching concepts rather than just brute calculation is better. Also, showing how everything connects is a good start.
  3. Citi Credit Card customer service is quite bad. I am actually surprised. I remember Amex and Discover just taking care of things. Citi tried to just tried ignore the transactions that I reported as suspicious/ fraudulent. Not a good move Citi.



Focus on Balance sheet and cash flow.

Excellent interview by Value Investing Podcast. Josh Brooks talks about focusing on the B/S and cash flow to figure out the value of a company. I like his conservative approach. I will learn more about his style. Also, he mentions that every investor has his own investment style and should try to find it. Completely agree. A great podcast filled with wisdom.